Your pension is perhaps the most important financial investment you will ever make. Ensuring that you find the most suitable pension scheme for you and your current situation is vital for reaping the benefits once you retire.
Why leave your pension plans in the hands of previous employers or insurance companies, or invest in “off-the-shelf” products that are not beneficial to your financial situation?
Acumen provides expert pension advice across the North West, ready to set you up for a long and enjoyable retirement.
Pension advice from Acumen
Due to the recent government led changes to pension contributions and tax breaks, it is essential you choose the right pension scheme for you – whatever your circumstances.
Amongst our team, we have expert pension planners who can analyse your financial situation and recommend the most beneficial pension advice and pension plan.
With so many pensions available, we understand that the world of pensions can be confusing and overwhelming. That is why we specialise in finding the right tailored pension scheme for your specific needs.
SIPP and SSAS pension schemes
For a better understanding of both SIPP and SSAS pension schemes, talk to our pensions experts at Acumen. We can help provide you with a better, more in-depth understanding of the pension that is best suited to you.
SIPP pension scheme
Self-invested personal pension (SIPPs) offer you the opportunity to take control of your pension, by allowing you to choose the investments within your pension to suit your priorities and preferences.
SIPPs have significant benefits – the key differentiator to a standard pension plan is the range of investments available.
- An extremely wide range of investment funds.
- Direct investment in stocks and shares.
- Cash deposits.
- Investments in commercial property.
- Flexible and tax-efficient way to turn your pension fund into retirement income.
SSAS pension scheme
A self-administered scheme (SSAS) is a special form of occupational pension scheme, designed for controlling directors of private companies.
The benefits and investment flexibility of a SSAS pension scheme are very similar to those of a SIPP. However, a SSAS has the additional benefit of being able to make loans to the sponsoring employer.
A SIPP cannot lend to the employer, so if pension-backed loans are important for your business, then a SSAS could be the pension scheme for you.
North West based pension advice
At Acumen, we pride ourselves on making pensions understandable to everyone. We want you to know exactly what pension schemes are on offer to you and help you make the most suitable choice.
For example, if you would like to know how the pension freedoms have impacted your pension, or will affect your future pension, our team is on hand to explain. We ensure that we break down complex technical terminology into a language that everyone understands.
For tailor-made pension advice in the North West, contact Acumen today. Call us on 0151 520 4353 or email us directly at firstname.lastname@example.org.
With so many different pension products on the market it can feel like a minefield. Our knowledgeable team here at Acumen can offer impartial pension advice tailored to suit your needs. We aim to make the world of pension products more understandable, make sure you don’t fall foul of excessive charges and guide you towards the right pension option for you. For pension advice across the North West, contact Acumen today.