What Is Personal Financial Planning?
Our personal financial planning will help you reach your life goals.
Personal financial planning involves assessing your current financial situation, setting achievable goals, budgeting, managing risks, investing strategically, planning for retirement, minimising tax liabilities, and estate planning. By providing clarity, direction, and peace of mind, it can help you achieve financial security and pass on your legacy.
In essence, personal financial planning that is tailored to your individual circumstances and goals is crucial for achieving financial stability and passing on your wealth to loved ones in the most effective way possible. You can rest assured that you’ll be in excellent hands with our team of experienced advisers and financial planners.
Personal Financial Planning Services
Our personal financial planning services.
Acumen offers market-leading personal financial planning services across a number of areas, including:
Retirement Planning Advice
Financial planning for retirement is essential to ensure a comfortable income once you stop working. Our financial advisers at Acumen offer in-depth retirement planning advice, to help you to optimise your current financial situation and reap the benefits in retirement. However close your retirement date is, our financial advisers will find the perfect solution for you.
Our personal financial planning process
How our personal financial planning process works.
Here at Acumen, we provide personal financial planning services and transparent advice. We pride ourselves on building strong working relationships with our clients. This is how our personal financial planning process works:
Step 1: Consultation
Your financial adviser will spend time getting to know you and your financial situation to create an effective plan that supports your goals.
Step 2: Discovery
Our service involves gathering information about your financial history, your existing financial plans, and your savings and borrowings, to build a clear picture of your financial position.
Step 3: Analysis
We analyse this data as a team, which enables us to formulate a clear and effective plan that encapsulates where you are currently and what steps you need to take to achieve your goals.
How can personal financial planning help me?
How can personal financial planning help me?
Maximise your financial potential.
Whilst it is possible to manage your finances without help, utilising tailored financial planning can expand your financial horizons. When you visit Acumen Financial Planning, you’ll have access to our team of independent financial planners’ knowledge, expertise, and insight. All of which we apply to build the most effective financial plan and investment strategy for you, so you can get on with enjoying your life.
Simplify complex financial issues.
Financial planning can be a complex task with many interconnected variables. Our personal financial planning service considers your entire financial situation, rather than focusing only on an issue of immediate concern. Whilst focused advice can be given for isolated issues, such as pension or inheritance tax queries, we find that most financial factors are interconnected.
Build your financial security and legacy.
Through a combination of risk management strategies and products, investment advice, and retirement planning, personal financial planning can help you to enhance your financial security, personal wealth and peace of mind. Furthermore, tailored estate planning ensures that your assets are distributed according to your wishes, so you can provide for your loved ones and leave a lasting legacy.
Why choose Acumen for personal financial planning?
We are one of the North West’s most respected financial advisory firms.
Since its founding in 2006 by Managing Director Angela Maher BA DipPFS, Acumen Financial Partnership has grown rapidly into a thriving team of 21 staff managing upwards of £350 million of assets from its state-of-the-art Burscough offices. Today, we are one of the North West’s most respected financial advisory firms.
Our highly qualified and experienced multi-disciplinary team works together to offer a thorough and tailored approach to personal financial planning.
At Acumen, we promise to deliver:
- A tailored solution to make the most of your finances and give value for money.
- A transparent approach – we are trustworthy, unbiased, and make financial planning simple.
- An exceptional level of cutting-edge knowledge and expertise.
- A holistic and complete financial plan – our trusted local connections mean we can call on other specialists where needed, much like a GP may refer a patient.
What does financial planning involve?
What does financial planning involve?
Our tailored financial planning services help with a broad range of financial issues, including:
- Investments – investing a lump sum or building an investment portfolio.
- Estate planning consultancy.
- Retirement planning & saving.
- Pension planning.
- Inheritance tax.
- Dividing pension entitlements & assets upon divorce or separation.
- Life insurance advice.
- Planning for university & school fees.
- Planning & reducing borrowing risk.
- General financial ‘health checks’.