Would you recommend Acumen?

Find out what our clients have to say about Acumen’s services. Click here for more video testimonials.

Getting to know you
We will get to know you, to find out your aspirations, so we can truly understand where we can add value to your finances.
Strategy and Implementation
We carry out in-depth research into your areas of interest, formulate a strategic financial plan for you and then put those plans into action.
Improvement and Monitoring
We constantly monitor and adjust our strategies and services, to ensure that your finances are given the best chance of sustained growth and success.

Trust, relationships & understanding

We recognise the importance of a long-term relationship, built on trust and mutual
understanding. We know that only by spending time with you, asking the right questions
and listening carefully to everything you tell us, will we discover what will make the
difference for you, your family, your business and your future.

Trust, relationships & understanding

We recognise the importance of a long-term relationship,
built on trust and mutual understanding. We know that only
by spending time with you, asking the right questions and
listening carefully to everything you tell us, will we discover what
will make the difference for you, your family,
your business and your future.

It is never too late to start your financial planning

We know, from over 120 years of experience, that the best financial advice does
not just focus on money. We have spent time looking carefully at the way we advise
our clients, what services are really useful to them and how we create a practical and
successful financial strategy; whether they are experienced investors or absolute
beginners.

It is never too late to start your financial planning

We know, from over 90 years of experience, that the best
financial advice does not just focus on money. We have spent
time looking carefully at the way we advise our clients,
what services are really useful to them and how we create
a practical and successful financial strategy; whether they are
experienced investors or absolute beginners.

The very best financial team

We spend time nurturing and training our team to a high standard, so you have
peace of mind that your finances are in capable hands. Do not just take our word
for it, visit our testimonials to see what our clients say about us.

The very best financial team

We spend time nurturing and training our team to
a high standard, so you have peace of mind that your finances
are in capable hands. Do not just take our word for it,
visit our testimonials to see what our clients say about us.

Straight talking; what see is what you get

We are committed to raising the standards of financial services and giving clients clear,
straightforward financial advice. Using Acumen for your financial planning gives you the
confidence that you always have the right people, with a wealth of experience, on your
side.

Straight talking; what see is what you get

We are committed to raising the standards of financial
services and giving clients clear, straightforward
financial advice. Using Acumen for your financial
planning gives you the confidence that you always have
the right people, with a wealth of experience, on your side.

We’ll help you to grow your investment

With more than 150 years’ experience as financial advisers, Acumen has helped thousands of satisfied clients to grow their investments. We can do the same for you.

Years of experience

People in the team

Clients Money

Meet Our Team

The Acumen team share a common goal: to give you the best possible service and to bring clarity and common sense to all your financial matters.

Angela Maher, BA DipPFS

Managing Director

Jon Landy, BSc (Hons) DipPFS

Director, Independent Financial Adviser

Celia Evans, BA(Hons) APFS

Chartered Financial Planner

Phil Jones, DipPFS

Independent Financial Adviser and Mortgage Adviser

Jenny Jones, DipPFS

Independent Financial Adviser

Alex Dunk BA (Hons) DipPFS

Independent Financial Adviser

Cathy Holme

Accounts Manager

Derek Jameson

Financial Planning Co-ordinator

ulie Murphy - Acumen Financial Partnership

Julie Murphy

Business Support Manager

News & Thoughts

Keep up to date with the latest news and events at Acumen and within the wider financial sector. You can find all our latest news articles here.

Acumen explains when to update your life insurance cover

When do I need to update my life insurance policy?

It’s tempting to think of life insurance as a financial product that you buy once and forget about....

October 30, 2021

Which type of Lasting Power of Attorney do you need?

What are the different types of Lasting Power of Attorney?

Having a Lasting Power of Attorney can ensure that, should you ever suffer an accident or serious il....

October 20, 2021

What is inheritance planning & why is it important?

The Importance of Inheritance Tax Planning

If you’ve worked hard all your life to provide for your loved ones after you’re gone, inheritanc....

October 12, 2021

Viva La Bitcoin Revolution

El Salvador became the first country to make Bitcoin legal tender. But we must ask, what does this m....

September 20, 2021

Acumen IFA to feature in The Champion Newspaper

Our Independent Financial Advisor, Mike Moore BA(Hons) APFS, spoke with the Champion Newspaper to di....

September 1, 2021

Acumen Financial feature in the Champion Newspaper

Our Managing Director, Angela Maher BA DipPFS, spoke with the Champion Newspaper about Acumen Intern....

August 13, 2021

Myth-busting the most common misconceptions about investing

It's safe to say that the investment world has somewhat of a chequered past that’s led to an endur....

August 12, 2021

How much life insurance do I really need?

Life insurance is one of the most effective tools for ensuring your loved ones and dependents are fi....

August 12, 2021

How grandparents are using equity release to help their grandchildren get onto the property ladder

Forget the Bank of Mum and Dad, amidst the current housing boom it’s the Bank of Grandma and Grand....

July 20, 2021

What people are saying

At Acumen, we value the opinions of all our clients. Read what some of our satisfied customers had to say about our high-quality services here.

I wish to offer my sincere thanks to Helen and her team at Acumen Financial for their ongoing expertise and helpfulness. Firstly, from a personal perspective, Helen helped source and set up an appropriate decreasing term life assurance product for me to cover my mortgage on my new home. This is given me the assurance and comfort of ensuring my family are catered for in the event of my untimely death. From dealing with Helen in a professional capacity, my clients often are awarded sizeable compensation from their involvement in accidents, in my capacity with Davison Flynn Duke LLP. Helen and her team can help 'ringfence' compensation payments so that they are not taken into account in assessing my clients' entitlement to any means-tested State benefits and therefore still entitle individuals to receive these sums. Helen can also, equally, assist my clients in providing financial advice and setting up a portfolio of investment(s) so that the money 'goes to work' and help ensure that my clients can receive a steady return on their investments and, if necessary, receive regular payments. I have found Helen and her team to be very professional, remaining both approachable and very knowledgeable, which can be a great comfort to my clients, in their time of need.

G Liaolo, Birkenhead

I would confidently recommend Acumen Financial as a professional and expert partner to anyone looking to make important decisions in the complex realm of pensions investments.

K. French, Warrington

I have been a client of Acumen Financial Services for the past 5 years. My personal financial advisor is Mr Phil Jones. I have always found Phil to be very friendly and approachable. I usually meet up with Phil twice a year to review my financial affairs. This is always at my convenience at my chosen time and place in my own home! I find him easy to understand, as well as being knowledgeable and approachable. He has also arranged for me to get to know the more senior partners in the business, Overall I am very happy with the personal service I receive from Acumen . Incidentally, my portfolio has also grown under their guidance!!

C Martin , Burscough

‘Over many years dealing with previous Financial Adviser firms I have always wondered how much of their recommendations were influenced by the rates of commission. However, I have found with all my dealings with both Jon Landy and Phil Jones, that this is certainly not the case at Acumen and I am confident that my intentions are and have always been the priority.’

M and J, Lake District

Searching for a local Financial adviser I looked at Acumen Financial Partnership. The main problem was, through poor past experience I had totally lost trust in anyone involved with finances . However Acumen's "About Us" page revealed Angela Maher had worked for David Roberts & Partners whom I had my business insurances with for many years. I found Acumen to be very professional in their approach, explaining their services & charges during the initial meeting. This was followed up by excellent,sound, unbiased advice which has been a huge help with my pension & mortgage investments& has also restored my faith in people dealing with finance. Phil Jones dealt with my enquiry, he is 100%professional in his approach & yet you feel you are dealing with a friend not someone on the opposite side of a desk who actually has their own interest as a priority. I would without hesitation recommend this firm.

Allan from Ormskirk

I transferred my pension pot from the pru to Acumen. With Phil Jones controlling my investments my SIPP portfolio are performing well. I am more than happy with the service I receive.

Ray from Maghull

It would have been easy to react to the changes in my occupational pension by just letting things carry on, as I was in a relatively comfortable position. Working with Acumen we were able to think about a range of options that suited our short, medium and long term needs. Most importantly, they also asked us about our attitude to risk. The result has been a solution where we feel we are in control of our investments, but supported by a team of people working for us, not a faceless corporation.

Neil, Birkdale

I became Client of Acumen Financial Partnership 6 years ago on the recommendation of a friend and colleague. From the first day of meeting Angela Maher I have appreciated the user friendly Professionalism so evident in her welcoming and advising Financial lay clients such as myself. Over the past 5 years Jon Landy has managed my account with pro activeness and the application of extensive Professional knowledge to my increasing benefit. The advice given and actions implemented are clear, precise and the detail explained in such a way as to be readily understood. Over this period of time Jon and the team have generated a level of trust for me which is very satisfying in what can be a complex but increasingly necessary part of our lives. I am very satisfied with the service and effort by Acumen on my behalf and would recommend them without hesitation.

George (Ormskirk) Retired

All throughout our dealing with Angela Maher and Acumen Financial Partnership, the advice given to our elderly cousin and ourselves has been sound and productive and thoroughly professional. Acumen were also able to introduce us to other useful professional connections and we are all immensely grateful.

Mrs J. Cheshire

Our Partners – WRAP Providers

All of your investments in one place! We offer a number of WRAP providers to choose from to help you find the right solutions for you.