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Not only did his Autumn Statement result in a greater increase in the tax burden than most Budgets – £55 billion by 2027/28 – it was also accompanied by a Finance Bill.

Trusted and targeted financial planning will take account of your specific needs across every stage of life so that you know your money is working for you.

In this guide, we start with explaining what ESG involves and then look at the questions you should ask yourself if you are considering an ESG investment.

The two biggest assets that most people have are their pension and their home. With the advent of the pension freedoms, retirees now have unprecedented levels of control and flexibility over how they access their pensions.

Retirement is something most of us look forward to − particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work and prolonged holidays. The reality could be rather different.

Individual Savings Accounts, universally known as ISAs, began life as relatively simple savings plans in 1999, but over the past 25 years the rules surrounding them have become ever more complex – and may yet become more so.

For anyone looking to enter the buy-to let market as a new landlord, the decision is currently far from straightforward. We can help you to understand the tax implications prior to you purchasing a property, and the effects of using corporate structures.

With continuing intense pressure on government finances, the October 2024 Budget confirmed that the overall tax burden in the UK will remain at an historically high level for years to come, with higher earners continuing to shoulder most of the burden.

This guide offers a brief outline of how your investments are currently taxed and future changes (or freezes) that have already been announced, including those set out in the Autumn Budget.

Estate planning often becomes a do-it-tomorrow task. When it suddenly becomes all-important, it might be too late. This guide will help you prepare effective plans that will help ensure you control what happens to your estate.

The decisions you make then could have repercussions for the rest of your life, and in recent years there have been some major changes to the retirement choices you can make with your pensions. This guide will help you understand the key issues and decisions that will affect your income after retirement.

There are many different approaches to the investment planning and asset allocation process, but most will broadly follow the step-by-step framework explained in this guide.

If you are a business owner, succession planning and insurance are important. Business succession planning is simply the process of planning for what you want to happen if you (or your co-owner, if you have one) were to die or fall seriously ill.

Financial resilience is the ability to recover quickly from an unexpected financial shock. Many insure their homes and cars without really thinking about it, but far fewer insure their lives and incomes.

Financial planning isn’t just reserved for the especially wealthy. Whether we’re aware of it or not, all of us are on a financial planning journey and nearly all of us will want to make the most of our money and that includes putting it to good use by investing for our future selves.

It is important for parents and others to appreciate the basic tax and legal rules, and the investment products that are suitable for children, to help achieve the goals set for them.