Independent Financial Advisers in Lytham St Annes
If you are searching for a financial adviser in Lytham St Annes, Acumen Financial are here to guide you.
At Acumen Financial Partnership, we provide independent financial advice to clients across the Fylde Coast, with many based in Lytham St Annes. Known for its thriving community, high quality of life and seaside charm, the area is home to many families, professionals and retirees who want to make the most of their wealth.
Why Choose Acumen as Your Lytham St Annes Financial Adviser?
Financial planning isn’t just about money – it’s about trust, security and confidence in your future.
Our advisers work closely with clients in Lytham, Ansdell, Fairhaven and St Annes, offering face-to-face meetings at our offices, in your home, or at a location that suits you.
As FCA-regulated independent advisers, we’re not tied to any single provider. This means our recommendations are unbiased, impartial and tailored to you. Whether you’re reviewing pensions, protecting your family, or investing for the future, we search the whole market to find solutions that meet your goals.
We also believe in clear communication. Finance can feel complicated, but we’ll explain everything in plain English so you always feel informed and in control. Our aim is to build lasting relationships, giving you confidence that your finances are in safe hands.
Get To Know Our Financial Advisers
Our team of advisers combines years of experience with a passion for helping people achieve financial peace of mind.
We believe in personal relationships, taking the time to listen to your story, your aspirations and your concerns. Many of our Lytham St Annes clients come to us during major life changes such as retirement, moving home, or planning for their children’s future.
Our advisers combine many years of experience with a genuine passion for helping clients across the Fylde Coast. You’ll find a mix of local knowledge, specialist expertise and a friendly, down-to-earth approach.
- Angela Maher (Managing Director) – A trusted leader at Acumen, Angela has built long-term relationships across the region.
- Jon Landy (Director & IFA) – Specialises in pensions and retirement planning, with a focus on helping business owners.
- Phil Jones (IFA & Mortgage Adviser) – advises on investments, protection and mortgages, offering clear, practical guidance.
- Alex Dunk (IFA) – Enjoys working closely with clients to design financial plans that reflect their personal ambitions.
- Daniel Frampton (Chartered Wealth Manager) – Provides high-level wealth management with a forward-looking approach.
Together, our team blends deep experience with local accessibility – so clients in Lytham St Annes always have someone nearby they can meet face to face and rely on for trusted advice.
Our Tailored Financial Planning Services
We offer a comprehensive range of services tailored to your financial goals:
- Retirement Planning & Pensions: Planning for retirement is one of the most important financial steps you’ll ever take. We’ll review your pension pots, explain your options clearly, and help you secure the income you need for the retirement lifestyle you want.
- Investments & Savings: From ISAs to diversified investment portfolios, we’ll guide you through the best ways to make your money work harder. Our approach balances risk and reward so that you can build long-term wealth with confidence.
- Protection & Insurance: Life can be unpredictable, but you can protect what matters most. We’ll help you put in place the right life cover, income protection or critical illness insurance so your family is financially secure if the unexpected happens.
- Inheritance & Estate Planning: Passing on your wealth requires careful planning. We’ll work with you to minimise tax liabilities and ensure your assets are transferred smoothly to the next generation.
- General Financial Planning: If you’re unsure where to start, our holistic approach brings everything together. We’ll create a tailored strategy covering savings, investments, protection and retirement so that your financial journey is always moving in the right direction.
Ready to Take the Next Step?
At Acumen, we keep financial planning simple, clear and focused on your needs. Our process is designed to make you feel comfortable every step of the way:
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Initial Meeting – Free Consultation: An informal chat about your goals, either in Lytham St Annes, at our offices, or via video call.
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Tailored Financial Plan: We create a bespoke strategy, balancing your short-term needs with long-term ambitions.
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Implementation & Ongoing Support: We put your plan into action and check in regularly to keep you on track.
This simple three-step process means you always know where you stand, and you’re supported by a local, approachable adviser who understands your needs.
If you’re looking for an independent financial adviser in Lytham St Annes, we’d love to hear from you. Whether you’re preparing for retirement, investing for the future, or simply want clarity about your options, our local team is here to help.
📞 Call us today on 0151 520 4353
✅ Or book your free consultation online