News

  • How Child Benefits effects your National Insurance Contributions
    You may be familiar with child benefits, however are you and your family claiming this correctly? Ev....
  • Is Brexit going to have an impact on your pension?
    The UK referendum vote to leave the EU has caused quite the scare amongst future retirees.  A recen....
  • How Child Benefits effects your National Insurance Contributions
    You may be familiar with child benefits, however are you and your family claiming this correctly? Ev....
  • Cost of consumer goods set to rise
    Recently, the rate of inflation has increased at a dramatically higher rate in previous years. As in....
  • Inheritance Tax & Estate Planning Seminar
    After the success of last year’s event, we are delighted to invite you to our Inheritance Tax / Es....
  • Acumen introduces financial planning executive Jo Wilden
    Here, Acumen Financial introduces our latest recruit, Jo Wilden. A financial planning executive with....
  • 10 Reasons to choose Acumen as your financial adviser
    For important life decisions, financial advisers are a necessity. However, choosing a financial advi....
  • Britons born in 1980s half as wealthy as predecessors
    According to recent figures, Britons born in the 1980s now have half the wealth of those born 10 yea....
  • A Guide to Financial Planning in 2017
    For most, the start of the New Year brings resolutions and a common promise for many is to achieve a....
  • Acumen’s 5 Economic Predictions for 2017
    Undeniably, 2016 shocked the world. From Britain choosing to leave the EU and America voting Trump a....
  • How to be a mum and still get a decent pension
    According to a study, those who give up work to look after family are at most risk of not saving for....
  • Factors to consider when choosing Life Insurance
    Life insurance underpins good financial planning. It ensures that, should the worst happen, the righ....
  • Why it might pay off to invest in Income Protection
    Every year, close to a million people find themselves unable to work due to injury or illness. Here,....
  • Acumen’s guide to Critical Illness Cover
    According to the Association of British Insurers (ABI), every year 1 million workers in the UK unexp....
  • Brexit impact on final salary pensions to wipe billions from 2017 City profits
    According to recent studies, the cost of running a pension scheme in Britain is set to double to £1....
  • Mortgage approvals fall as Brexit vote cools housing market
    Soon after the EU referendum result, uncertainty engulfed the UK. With no way of knowing what the fu....
  • Home Grown Talent – Alex Dunk
    Alex Dunk is an Independent Financial Advisor here at Acumen Financial Partnership. After graduating....
  • 4 ways to finance care at home
    With an ageing UK population, the time will eventually come for all of us to consider how we will pa....
  • Britain’s power of attorney crisis
    A recent investigation by Money Mail has found that some people were unhappy with the service they r....
  • Frequently Asked Questions about Lasting Powers of Attorney
    It may surprise you to hear that nobody has the automatic right to make critical decisions about you....
  • Growing number of workers saving through company pension schemes
    Over six million workers are deciding to save for retirement through the Government-backed auto-enro....
  • Shopping around is vital for your pension
    Recent research, carried out by Citizens Advice, has found that a worrying number of people are not ....
  • Be a ScamSmart investor with financial advice from Acumen
    Over £1.2 billion a year is lost to fake investments. Investment scams can be difficult to identify....
  • Pension Freedom Users Lose Up to 10% of Retirement Pot in Provider’s Charges
    According to Citizens Advice, some pension freedom users have lost up to 10% of their retirement pot....
  • 5 essential tips if you want to retire early
    Retirement offers a world of newfound opportunities to travel the world, see new places or achieve g....
  • Insurer calls for compulsory financial guidance at retirement age
    Last year’s pension reforms gave retirees unprecedented pension freedoms. However, not enough is b....
  • Have we reached the age of no retirement?
    The idea of leaving work for good in your 60s to live off a pension made sense in an era when we wer....
  • Pension freedoms a year on
    It is just over a year since the pension freedoms came into effect. So it seems a good time to take ....
  • Financial planning for ‘peak earners’
    In 2009 peak income occurred between the ages of 40-55. Twenty years ago, people reached their peak ....
  • How can a financial adviser add value to your financial decisions?
    How do you ensure great results when you want a job done right? You hire a professional to get the b....
  • Summer Investment Event Round-Up
    For those of you who missed our June summer investment event, here is a recap of how the day went d....
  • How will Brexit affect my pension
    Now that the outcome of the Brexit vote is known and slowly but surely we are on the way out of the ....
  • Acumen are proud sponsors of ‘Proms in the Park’
    Acumen Financial are proud to be sponsoring such a talented and dedicated group of musicians. The ho....
  • Will Brexit affect my investments?
    Not for the first time the pollsters got it wrong – and this time the bookies did too. The shockwa....
  • Acumen’s Summer Investment Event
    We will be delighted if you can join us at Acumen’s Summer Investment Event on Wednesday 15 June ....
  • Acumen in the top 250 UK IFAs
    As of 8 April 2016, our very own Angela Maher was officially installed into the VouchedFor top 250 ....
  • Spring up the property ladder with mortgage advice from Acumen
    Are you looking to buy a house this spring? Before you start attending open houses and planning how ....
  • Equity release schemes grow in popularity
    The equity release sector is booming in popularity, with the latest research from the Equity Release....
  • Three quarters of Brits fear they’ll never own their own home
    As house prices continue to rise, three-quarters of people in the UK admit to worrying that home own....
  • One in five mortgage holders would have to curb spending if interest rates rise
    A report has shown that one in five mortgage holders would be forced to make spending cutbacks if in....
  • Top 10 tips on making the most of the 2016 Budget
    Following on from our recent summary, entitled ‘How the budget will affect you’, we have complie....
  • Don’t sugar coat it Mr Osborne – how the budget will really affect you!
    We have compiled this summary of Acumen Financial’s thoughts on how the Budget may affect you, yo....
  • Acumen are recruiting – Trainee Financial Planning Coordinator
    Acumen Financial Partnership Ltd is a growing IFA company serving clients predominantly across the N....
  • HSBC study reveals unrealistic pension dreams
    Nearly half of all people who would like to retire in the next five years are unable to make their d....
  • Personal Savings Allowance (PSA) heralds greater saver freedom
    You might not know it yet but starting in April your savings prospects are about to look a lot rosie....
  • Over a quarter of UK adults have “no plans” for retirement
    A staggering 27% of people in the UK have made “no plans” for their retirement income, according....
  • Protecting your investments through the stock market uncertainty
    The combination of stock market volatility, slowing growth in China, falling commodity prices and ne....
  • Petition against changes to state pension age for women reaches 100,000 signature milestone
    Campaigners against Government plans to increase the state pension age for women have recorded a min....
  • What is equity release and is it for you?
    Around 270,000 households have benefitted from equity release over the last 20 years, raising more t....
  • Equity release helps Audrey ease her money worries
    More and more retirees are considering equity release as an option to boost their retirement standar....
  • How does equity release work?
    Applying for an equity release plan is a straightforward process, one that Acumen can help you with ....
  • Acumen Winter Newsletter – Financial planning: Get ready for 2016
    This is certainly the time of year to be thinking about the year ahead in terms of financial plannin....
  • Pensions and tax planning for high earners
    While the government has hit the highest earners in the pocket, for those who fall into this bracket....
  • What are robo-advisers and can they ever replace IFAs?
    While it might sound like a plot line from a bad science fiction movie, robo-advisers could be about....
  • Finding the right life insurance policy for you
    Life and health insurance protection underpins most good financial planning and these common types o....
  • Life insurance: What is it and why is it important?
    We all know life insurance is probably a good thing to have but how many of us actually really under....
  • New online tool helps to identify fraudster ‘advisers’
    Good news for savers as the Financial Conduct Authority (FCA) launches a new online register that he....
  • Summer Budget: What the changes mean to you
    It’s certainly been a busy year for the government with a general election and two Budgets to deli....
  • New dividend tax rules
    These new rules come into effect on 6 April 2016 and are already causing confusion so we’ve prepar....
  • Are women better drivers than men?
    A survey conducted by Privilege Insurance found that only 28% of women considered themselves better ....
  • China syndrome brings summertime blues for markets
    After a run of heavy falls on global stock markets, Brewin Dolphin’s Head of Research Guy Foster l....
  • Why you should always speak to an IFA before investing money
    As part of Scams Awareness Month, Acumen is warning savers and retirees to seek out professional fin....
  • How the new dividend tax rules could hamper wealthy pensioners and investors
    Acumen gives you an overview of the changing dividend tax rules and how they could hamper wealthy re....
  • Financial planning advice essentials
    Some interesting figures have emerged recently from Ipsos Mori and King's College London suggesting ....
  • Can I cash in my pension? Acumen explains all
    The simple answer is yes! Since April, retirees have enjoyed more choice and flexibility than ever b....
  • How Acumen can help your retirement planning
    There comes a time when you stop working for your money and put your money to work for you. The deci....
  • Helping your pension forecast: annuities and pension income drawdown explained
    As part of our series of blogs about pensions and retirement, Acumen helps to equip you with all the....
  • Things to consider when planning for retirement
    As you draw nearer to retirement age, you may well be dreaming of sipping cocktails in some sunny, t....
  • Calls for compulsory retirement advice as thousands of savers are locked out of the new pension freedoms
    In a bizarre twist in the new pensions freedom reforms, savers in line for above-average payouts are....
  • The first Conservative Budget since 1996
    We’ve been waiting for this Budget with bated breath since the Conservatives won the election in M....
  • A summary of Greece’s financial situation
    The situation in Greece dominates the news channels and financial pages. With so much information to....
  • Acumen’s talent pool deepens with arrival of experienced new adviser
    We're delighted to introduce you to Jenny Jones, the newest member of Acumen's rapidly expanding tea....
  • British household debt rises as more than half of adults admit to failing to seek financial advice
    Can it be a coincidence that UK families are on course to accrue the highest levels of unsecured deb....
  • Ensuring pensioners are on track to make the most of their growing retirement wealth
    With new research by Key Retirement suggesting that pensioner property wealth has rocketed by more t....
  • Protecting society’s most vulnerable
    Recent figures from the Financial Conduct Authority (FCA) suggest that vulnerable consumers seeking ....
  • Acumen’s growing wealth of talent
    Say hello to Julie Cranny, Acumen's newest recruit! Julie is an expert in all things Financial Plann....
  • Lasting Powers of Attorney Explained
    Putting plans in place for life's little surprises, to protect your future welfare and finances, can....
  • Investing in your children’s future
    Several financial products enable parents and carers to invest tax efficiently for children. In this....
  • A matter of trust: children’s trust funds
    If you are planning to set aside money for the long term future benefit of your children, you may wa....
  • Spring cleaning your finances – we all need a plan.
    Easter is just a few days away, the clocks have all sprung forward and the world is a fresher and gr....
  • An overview of the key points of the 2015 Budget.
    With the General Election a less than 40 days away now and the main party leaders Cameron and Miliba....
  • Government allows savers to sell annuities
    With the recent welcome announcement that savers will be allowed to sell their annuities as of next ....
  • Acumen is moving offices
    We are delighted to announce that due to our continuing growth and success of the business we will b....
  • Acumen welcomes the FCA’s stricter pension transfer advice rules
    Acumen has welcomed news of the Financial Conduct Authority's (FCA) plans to strengthen rules on pen....
  • Acumen supports local football teams
    Acumen is proud to play a part in the development of local junior football by supporting Southport F....
  • Key changes to defined contribution pensions under the Pensions Act
    The Chancellor’s pension reforms focus on money purchase pension arrangements, sometimes called de....
  • Pensioner fraud highlights need for IFA advice
    Shocking new research, that suggests that nearly one in ten pensioners have been victims of fraud in....
  • The changing retirement landscape
    The 2014 Budget proposals have been described by some retirement planning experts as a pensions revo....
  • Proposed legislation could complicate ISA inheritance
    Inheriting tax free ISAs from your spouse could be about to become a little more complicated if new ....
  • Get some Acumen for financial planning
    With the advent of a new year, you may be among the many people resolving to find yourself a trusted....
  • Lump sums for Lamborghinis? Pension minister’s plans could revolutionise retirement
    Pensions Minister, Steve Webb, has floated the idea of letting pensioners cash in their pension savi....
  • Get your finances in order for 2015
    If one of your New Year resolutions is to get your finances in order for 2015 then you're going to n....
  • A Lesson in Teachers’ Pensions
    Teachers give years of dedicated service to the education system and are rightly rewarded with an at....
  • Top Tips to consider when choosing an IFA
    When it comes to making life-changing financial decisions, seeking the services of an Independent Fi....
  • What is the UK State Pension Age?
    With recent Government changes to the State Pension age, and the amount British workers are likely t....
  • Major announcements in the 2014 Autumn Statement
    We have pleasure in sharing our summary of the key announcements in the Chancellor’s Autumn Statem....
  • What is Life Insurance and why do I need it?
    Life Insurance, otherwise known as Life Assurance or Term Assurance is a great way to protect your s....
  • What is a SIPP and how are they different to normal pensions?
    What is a SIPP? A SIPP is self-invested personal pension, which is a special form of personal pensi....
  • What is a SSAS and how are they different to a SIPP?
    What is a SSAS? SSAS stands for small self-administered scheme. A SSAS is a special form of occupat....
  • A day in the life with Acumen’s Director – planning for your financial future
    Have you ever wondered what an IFA does within a working day? Acumen Financial Partnership Direct....
  • Acumen’s MD Angela Maher talks Pensions to the Liverpool Echo
    Angela Maher, Acumen Financial Partnerships Managing Director recently featured in the Liverpool Ech....
  • Acumen’s MD achieves Top Rated IFA in the Liverpool area
    Angela Maher of Acumen Financial Partnership has been awarded one of the top rated scores with the o....
  • Pensions – the current pension tax is to be scrapped
    Clients have always complained that they were not allowed to pass their pension funds on to their fa....
  • Acumen offer free money advice at their Macmillan ‘Money Morning’
    Acumen Financial Partnership have come together with leading Southport Accountants Kirkwood Wilson t....
  • Angela has been nominated as “Best Financial Advisor”
    We are delighted to advise that Angela Maher, managing director of Acumen Financial Partnership, has....
  • Angela offers pension advice on BBC Merseyside
    Angela Maher, Managing Director of Acumen Financial appeared live on the popular phone in show on BB....
  • My Retirement income is in my property, do I still need a pension?
    In discussions with Clients, the team at Acumen regularly get asked "My money's in my property, do I....
  • Planning for Retirement: Is a pension the only way to save for retirement?
    Acumen is regularly asked for advice about the best way to plan for retirement and whether pensions ....
  • Changes to the UK State Pension system
    There has been a lot of newspaper inches devoted to the new state pension announced by the Coalition....
  • Good news for retired clients as an increase in Pension Drawdown limits is announced
    I often read newspaper articles or see items from the likes of Robert Peston and experience a sinkin....
  • Good news for investors…and increasing numbers of financial planning clients turn to Acumen for advice.
    News from the US that the Federal Reserve has linked interest rates to the unemployment rate is unpr....
  • New Child Benefit Rules
    Child benefit is currently a universal benefit. It is worth £20.30 a week for the first child, then....
  • More Equality on Pension Benefits
    The European ruling back in March 2011 determined that when it comes to assessing gender risk factor....
  • More Equality on Pension Benefits
    The European ruling back in March 2011 determined that when it comes to assessing gender risk factor....
  • Slam Dunk! Acumen welcomes a new member to the team
    After a lengthy search for the right candidate, Acumen is delighted to welcome on board Alex Dun....
  • A window of opportunity
    Fixed premium policies that are already in place when the ruling comes in are unlikely to see a pric....
  • Equality Costs! – Life cover costs likely to increase for women
    Currently life insurance premiums for women are less than for men, as statistically, women tend to l....